The best way to earn on your savings.


The best way to earn on your savings.

How It Works
The flexibility and high-performance of
crypto, without the unpredictability.
Connect your Bank Account
Renalta turns your cash into USDC, a digital dollar that is always worth $1. USDC is regulated in the U.S., and used by companies like Visa and BlackRock.
Lend safely and securely
We lend into overcollateralized lending markets, meaning that for every $1 borrowed there is more than $1 in other assets securing the loan. This cushion helps protect your money and keeps risk low.
Earn instantly
You earn interest from lending in real time, and can withdraw your funds instantly — no waiting required.
Your assets are
safe with us.
Audited and Approved
Every smart contract — ours and our partners’ — is professionally audited for maximum security.
Securely Encrypted
All sensitive data is transmitted (TLS 1.3) and stored (AES 256) using industry-standard, military grade encryption.
Monitored 24/7
Automated systems and continuous monitoring ensure immediate responses to anomalous activity.
Non Custodial
You maintain full control of your account. Your Renalta account is non-custodial, meaning your assets remain entirely yours.
Maximize your
money's potential.
| Traditional Bank | Neobank | ||
More than 4% APY | |||
Instant Earnings | |||
No Fees | |||
ACH Transfers | |||
Savings Account |
Frequently Asked Questions
Backed by the best.




